중국 양로보험제도의 발전과정과 현황에 관한 연구

Abstract

China entered into the aging society formally in 2000, for the next several years, China's aging population accelerated constantly. With a stable total population, the rapidly growth of the aging population not only makes the social decline in the labor force, but also presents a significant challenge to the ability of pension insurance payment, which will bring serious adverse effects to the economic and social development. In the context of the rapid development of China's aging population, China’s endowment insurance system will be more overwhelmed. Therefore, reformation and improvement of the endowment insurance system in our country is priority issue.

At first, this paper introduced the china and global population aging situation, and the reasons and characteristics of China's aging population were analyzed. Then it introduced the history and current situation of China's endowment insurance system. At last, it analyzed the problems of the endowment insurance system in China, especially under the situation of the aging population growing rapidly, the endowment insurance system reformation is the one of most important problems need to be solved in hurry under the huge pressure of pension payment, a series of measures are put forward to solve this problem in chapter4. As for the demographic structure of negative factors, should increase the labor force, adhere to the two-child policy in recent years. For the social pension empty account, we should strengthen the investment and supervision of the future pension to ensure that the income at the same time to ensure the safety of pension funds. Now the rural pension insurance coverage in china isn’t comprehensive, should strengthen the propaganda, and invited experts to answer questions. And provide corresponding policy support to the families who have difficulty in paying the pension insurance. For the imbalance of pension insurance income and expenditure, it should be appropriate to reduce the payment of staff standards such as enterprise annuity and other types of social security system. So that it can be the multi-pillar of the pension insurance system.

Until now, some big issues of the China's pension system have been analyzed and solved, on this condition, the pension system should be able to withstand pressure in response to China's rapidly aging of the population and make contribution to maintain the stability of the economic and social development.